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Start Right the First Time!
Richard and Tina are finding it hard to keep their lives in order. He is a software developer at XYZ Company and she is a teacher. After some recent success and a job change for Richard, the couple feels like they are in a position to finally get ahead. They are looking for a plan to pay down their college debt obligations. They are also overwhelmed by employer benefit decisions, concerned about tax burdens with their rising income, and generally unsure where and how to start saving. Additionally, they are thinking about buying a house and starting a family in a few years. We showed them how to optimize their income to save properly for their goals and the right way to pay down their debts. Our team facilitated the opening of some brokerage accounts and implemented an individualized investment plan. We also made specific recommendations to align their employer benefits with their personal goals. When Richard becomes eligible for stock options next year, we will help him understand the options, when to exercise them and the tax implications involved.